THE GLOBAL BETTER BANK - Fintech PLATFORM
MANAGING YOUR MONEY
- Receiving instant money everywhere, online, offline, to accounts globally.
- Paying globally within seconds, insured, secure, with proof of delivery of funds.
- One account for all currencies. Never care about manual currency settings.
- Pay your bills through direct debit in EU, UK, US, CAN, AUS
- Cash Everywhere, ATMs & Stores for pay-in and out.
- Split bills the smart way, easy and secure, or even change the split later.
MAKE MONEY WHILE SLEEPING - NO RISK - NO TROUBLES
- Supply short term loan to family and friends and retrieve automatically. No risk, no hassle even if they can't pay. We cover it on time, without questions. And because of its family and friends, they get the lowest interest rates on the market.
- Set an amount or percentage of your funds, lend it, and earn the highest interest without any risk. You receive the amount you lent back plus interest on your set target date.
- Invest your money while you sleep. When you wake up, your money is back on your account, guaranteed, plus profits—no risk of losses. We have you covered.
TRADING WITH A FRIEND ON YOUR SIDE
- AI-driven automatic trade baskets for maximum profits based on your chosen risk profile.
- Automatic overnight trading.
- Participate in pool trading and leveraged strategies based on your risk profile.
- Build your own trade groups.
- Buy any stock, bond, or listed paper worldwide.
- AI-driven crypto trading.
- Buy, receive, and trade any cryptocurrency.
GET THE MOST FOR YOUR MONEY
- Shop, scan product and finance with a click. No forms, no waiting, we take care of everything.
- Scan product in retail and get the best price online, finance and receive via delivery.
- Scan product and automatically negotiate the price with retailer behind the scenes. When arriving at the cashier your rebate is fixed.
- Set buying price target and receive your product when it is found.
- By as a group and save.
- Changed your mind ? Finance what you bought later.
WE ARE ALWAYS THERE FOR YOU
You can contact us anytime, for small things through a short text chat if you want, or a phone or video call. Or just come and visit us. We are also happy to chat with you and share ideas, thoughts, or just for fun or at a lonely moment. We are here to care. We guarantee a response within 20 seconds. And for the unlikely case, it takes longer to respond, we pay you a cent (€) for every second of delay.
BECAUSE WE UNDERSTAND PRIVACY
Privacy is a fundamental human right. We sincerely believe that it underpins human dignity and freedom at its core. Using technology to make great products and make complex services simple is a huge challenge for privacy. A good business relationship is like a friendship. It grows over time. It's like a good friend from high school. It's natural over time to know more and more about your friend.
We have put an immense amount of time, creativity, and technical effort to develop not only a set of values that we follow but also a technical solution to ensure absolute privacy and give our friends total control over their private data.
Through the implementation of blockchain technology, we created a new way of private data control and put it in your hands. At its core, it uses the User Owns Data concept in a much more advanced way. One part of it is that you always know what information we have stored, with one click. There is not a single bit of information out of your control. And you can always delete or block access to your private information with no-one else having control over it, also, with a click.
This is a simplified schematic representation of our privacy approach:
THE TECHNOLOGY BEHIND OUR GREAT SERVIVES
Our AI platform, Qspike, processes a massive amount of data from multiple sources, both internal and external, and automates processes like transactions, searches, backend communications with external platforms. It receives and correlates financial data from stock exchanges, compares prices of products our users want to buy, and makes credit eligibility faster than ever. So in order, for example, to approve a loan in a fraction of a second, Qspike evaluates hundreds of factors in parallel, decides the granting of the loan or declines it, and sets the interest rate based on the risk profile of the user. All of that without human intervention. And it does so much more. It performs KYC operations, support optimization, security monitoring, and evaluates how satisfied our users are.
In the financial markets, transactions happen very fast, often in a fraction of a second. But when assets and payments need to be exchanged and settled, these steps take days because they involve multiple parties, banks, brokers, and clearinghouses. That leads to unnecessary delays, risks of errors, and higher costs.
Throughout our platform, we implement multiple solutions based on blockchain to ensure the fastest execution of transactions, create immutable records, and the highest level of transparency both in internal and external processes.